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We develop custom insurance solutions and risk management programs to protect your organization and support the success of your projects. Our holistic approach to managing construction risks results in improved coverage and competitive pricing. 

Our team has the experience and network to empower you with the knowledge and advice you need to mitigate delays and cost overrun. From planning, through permitting, financing, start-up, and testing, we work with you every step of the way to create the innovative insurance solutions you need to reach your goals.  

Areas of Expertise

Construction is a diverse industry that includes specializations with unique risks and needs. At EQUA, our team of industry specialists have decades of experience managing risks for thousands of major commercial construction companies and projects. We have the experience required to adapt to and meet the requirements of your organization. 

Our Focus:



General Contractors
Civil and All Infrastructure
More than 900 Sub-Trades
Architects & Engineers


Owner Programs
Don't see your focus area listed above? Contact us today to find out how we create insurance solutions that suit niche areas of the construction industry.  

Key Areas of Coverage

Your line of work requires mitigating a multitude of risks, including the utilization of specific insurance coverages to ensure the safety and success of your projects. 

Coverage includes, but is not limited to:

General Liability 

Professional Liability

Contractors' Errors & Omissions (E&O)

Difference in Conditions (DIC) - for Contractors Working on Projects with Project Coverage

Contractors' Equipment


We have an incredible global network of insurance market partners - contact us today to discuss your coverage needs and how we can facilitate them. 


Each new project has inherent risks that can range in size and complexity. Assessing and properly allocating risk is critical in the pre-design and pre-construction phases. Obtaining adequate coverage, or a combination of coverages, is necessary to mitigate and cover each of these risks. 

Processes & coverages include, but are not limited to:

Certificate Administration
Claims Advocacy 
Construction All Risk (CAR) / Erection All Risk (EAR)/ Course of Construction (COC)/ Builders' Risk
Contract Review and Recommendation
Cost Effective Insurance Program Syndication
Delay in Start Up

Global Transit Coverage (Land, Air, Water)

Project Professional

Risk Assessment
Risk Engineering
Risk Transfer Program Formulation


Wrap-Up Liability

Latent/ Inherent Defects
This list is just the beginning. Our team is able to provide a huge range of coverages to suit the needs of your construction projects. 

Construction Surety & Bonds

Surety bonds are an important risk transfer solution that should be considered when developing an effective insurance and risk management program. Below are some of the surety options available that should be considered when creating your risk mitigation solution. 

Options include, but are not limited to:

Bid Bonds

Performance Bonds

Labour and Material Bonds

Analysis and Assistance with Surety Qualification Process

Commercial Bonds

Contractor Blanket Surety/Bonding Programs

Contractor Single Project Surety/Bonds

Surety/Bonds as a Replacement for Letters of Credit

At EQUA, we uphold an incredibly high standard of client care. We're here to work with you to protect your organization - that includes consultation, advisory services, and more. Connect with us to start working together today. 

Learn from Our Experts

Insuring a construction project? Click below for four questions to ask your broker.