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You're used to dealing with risk.
With EQUA, you don't have to do it on your own.

Directors' & Officers' Liability Insurance

As a high-level professional, the choices you make impact countless stakeholders, leaving you open to litigation and personally damaging financial liabilities. That’s where we come in. Our experts understand the complex exposures that boards face and have the network to build a solution that works. 

Our objectives:

Identify and quantify all entity-wide risks unique to your industry class:
  • Publicly traded, dually listed corporate structures
  • Privately held company
  • Co-operatives
  • Non-profit associations
Identify and quantify risks that are distinctive to your business model
Educate executive and risk management teams on their respective exposures
Measure total risk against your corporation’s ability to retain it and compare that to a scenario of transferring risks to the insurance marketplace
Review risk and performance of risk transfer strategies
Build stronger organizations through the integration of risk management with corporate strategy and performance
Let’s work to protect you so you can focus on protecting your business.

Employment Practices Liability Insurance

An area of concern for all organizations, large and small, is employment practices liability (EPL). Proactive human resource policies and departments help, but they cannot prevent lawsuits.

EPL insurance protects stakeholders against claims made by current, former, or prospective employees.

Common Claims:

Sexual harassment
Discrimination based on sex, race, age, disability, pregnancy, religion, or national
Wrongful dismissal, demotion, discipline 
Failure to promote, lack of advancement 
Retaliation
Hostile work environment
Workplace violence
Wrongful failure to employ
Breach of employment contract
Wrongful infliction of emotional distress, libel or slander
Invasion of privacy
Building a team can be tough. These policies are here to help, no matter what the future brings.

Fiduciary Liability Insurance

Fiduciaries and trustees can attract liability through their actions and inaction while performing responsibilities related to benefits plans. Protracted litigation, with or without merit, requires a fiduciary liability policy to protect all stakeholders personally and professionally.

Common Allegations:

Administrative errors (enrolling, terminating beneficiaries) 
Interpreting plan benefits
Failure to monitor plan assets
Delayed balance transfers
Lack of plan diversification 
Failure to follow plan investment policy and guidelines 
Failure to follow statutory guidelines 
Improper changes to benefits 
Conflict of interest
We’re here to help simplify this complex landscape, remove risk, and set your team up for success.
Our Leader

Raj Aujla

With more than 20 years of experience in Professional and Executive Risk management, Raj is your guide to risks and solutions.   

Contact Raj today!

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